Average age of graudating college

But it’s still interesting to see how the average credit score changes by income level.

average age of graudating college-31

Get Your Free Credit Score Now Statistics show that credit scores tend to improve as people age.

As you can see from the table below, the oldest people have the highest credit scores, on average.

In fact, four of the five states with the highest average credit scores are in the Midwest.

With that being said, every region has at least one state whose residents boast good credit, on average.

You just need to demonstrate that you have access to enough income or assets to afford the minimum monthly payments, which are usually around $15 to start.

Besides, 56% of college students have been using credit cards as of 2016, according to Sallie Mae, and the average student has three cards.

Finally, it’s important to note that while many different types of credit scores exist, the most popular ones all use the standard 300 to 850 credit-score range. credit score can tell us a great deal about the health of consumers and the economy more broadly.

They’re also based on the same information – your credit reports – and produce very similar results in most cases, according to the Consumer Financial Protection Bureau. That’s especially true when you examine credit-score averages over time.

So while job opportunities, living costs and other local factors definitely affect credit-score averages, it’s also true that credit scores can flourish anywhere.

It’s no surprise that The Villages, Fla., an upscale retirement community, has the nation’s highest average credit score (779).

Some people assume that younger folks have lower credit scores because they now face a tougher time obtaining credit due to the CARD Act’s restrictions.


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